Terms and Conditions
These terms govern your use of our financial consultation services and website.
Last updated: August 24, 2025
Acceptance of Terms
By using our services, you agree to be bound by these terms and conditions.
If you do not agree to these terms, please do not use our services.
Service Description
We provide financial planning consultation services, including analytical reviews and personalized discussions about financial decision-making.
Our services are limited to consultations and do not include direct financial management or specific investment recommendations.
User Responsibilities
As a user of our services, you agree to the following responsibilities.
- Provide accurate and complete information during consultations
- Use our services only for lawful purposes
- Maintain confidentiality of any login credentials or access information
- Notify us promptly of any changes to your contact information
Prohibited Uses
You may not use our services for any of the following purposes.
- Any illegal or unauthorized purpose
- Transmitting harmful or disruptive content
- Attempting to gain unauthorized access to our systems
- Using our services to compete with our business
Intellectual Property
All content, trademarks, and materials on our website and in our services remain the property of Quarionexilo and are protected by applicable intellectual property laws.
All content, designs, and materials on this website are protected by Canadian copyright law and international treaties.
Payment Terms
Payment terms for our consultation services are as follows.
Pricing: Our subscription service is priced at CAD $250 per month, inclusive of applicable taxes.
Billing: Billing occurs monthly in advance, with payment due upon receipt of invoice.
Refunds: Refunds may be considered on a case-by-case basis within 14 days of service commencement.
Limitation of Liability
Our liability is limited to the maximum extent permitted by Canadian law.
We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.
Dispute Resolution
Disputes will be resolved through the following process.
Arbitration
Any disputes will be resolved through binding arbitration in accordance with Canadian arbitration laws.
Alternative Dispute Resolution
We are committed to resolving disputes fairly and may participate in alternative dispute resolution processes.
Termination
Either party may terminate the service relationship with 30 days written notice.
Upon termination, access to consultation services will cease, and final billing will be processed.
Governing Law
These terms are governed by the laws of Canada and the province where services are provided.
Privacy
Your privacy is important to us. Please review our Privacy Policy for information about data collection and use.
Changes to Terms
We may update these terms periodically to reflect changes in our services or legal requirements.
Continued use of our services after changes constitutes acceptance of updated terms.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Contact Information
For questions about these terms, please contact us using the information provided on our website.